Caterpillar 8-K

Summary

Renewal and extension of unsecured revolving credit facilities. Caterpillar and its borrowing subsidiaries entered into a new 364-day facility and amended and extended their three-year and five-year facilities, providing up to $11.5B in total revolving commitments for general corporate purposes. The borrowers had drawn none of the facilities as of 8/27/2026.

Key Figures

• 364-day facility: up to $3.5B, expiring 8/26/2027; replaces the 2025 364-day facility. Local-currency borrowing sublimits include the equivalent of up to $100M for approved currencies and up to $100M in Japanese yen, both within the $3.5B commitment.
• Three-year facility: up to $3.0B, extended to 8/27/2029.
• Five-year facility: up to $5.0B, extended to 8/27/2031.
• Financial covenants: Caterpillar must maintain consolidated net worth of at least $9B; Cat Financial must maintain an interest coverage ratio above 1.15:1 and a leverage ratio no greater than 10.0:1. The facilities are unsecured and subject to conditions for borrowing and facility fees.