The Bank of New York Mellon 8-K

PositiveEarningsGuidance deferred to the call

Net new business boosted fees and higher-yield securities reinvestment lifted NII; efficiency savings partly offset rising costs.

Filed 2026-10-15 06:30 ET

Summary

Q3 2026 results. BNY’s fee revenue and net interest income grew, while higher revenue-related expenses and investments were partly offset by efficiency savings.

Key Figures

Metric Q3 2026 YTD 2026
Total revenue $5.68B, +12% Y/Y $16.8B, +13% Y/Y
Net income $1.69B, +16% Y/Y $5.11B, +24% Y/Y
Net income applicable to common shareholders $1.61B, +20% Y/Y $4.87B, +25% Y/Y
Diluted EPS $2.34, +24% Y/Y $7.02, +30% Y/Y
Adjusted diluted EPS, non-GAAP $2.37, +24% Y/Y —
AUC/A $63.4T, +10% Y/Y —
AUM $2.19T, +2% Y/Y —
  • Revenue growth reflected higher fee revenue, including net new business, client activity and market values, and higher net interest income from reinvestment of securities at higher yields and balance-sheet growth; deposit margin compression partly offset NII growth. Noninterest expense rose 8% Y/Y as revenue-related costs and investments increased, partly offset by efficiency savings.
  • Capital returned to common shareholders was $1.37B, +12% Y/Y: $436M in dividends and $937M in repurchases. BNY repurchased 5.84M shares, down 29% Y/Y; period-end common shares outstanding declined 3.5% Y/Y to 672.9M from 697.3M. The YTD total payout ratio was 86%.
  • Preliminary CET1 and Tier 1 leverage ratios were 10.9% and 5.7%, respectively, vs 11.7% and 6.1% a year earlier. AUC/A and AUM figures are also preliminary.

Guidance

Guidance to be given on the earnings call.

Investor Takeaways

  • Management’s outlook on the 10/15/2026 call—particularly for fee revenue, net interest income and expenses—will set the near-term test of whether earnings growth can continue.

The summary is written by an AI model reading the filing.

Model 005 · prompt c016c5fc48 · 2026-10-15 14:33:08Z

Feedback