Capital One 8-K
Domestic credit-card charge-off rates exceed auto’s, while auto has higher 30+ day delinquency rates.
Filed 2026-07-21 16:06 ET
- 7.01 Regulation FD Disclosure
- 9.01 Financial Statements and Exhibits
Summary
June 2026 monthly credit performance metrics. Capital One reported loan balances, net charge-offs and delinquency measures for its domestic credit-card and auto portfolios, providing a monthly view of credit performance.
Key Figures
- Domestic credit card: average loans held for investment of $256B and period-end loans of $259B; net charge-offs of $934M at a 4.37% annualized rate; 30+ day performing delinquencies of $8.77B at 3.39%.
- Auto: average loans held for investment of $88.7B and period-end loans of $89.3B; net charge-offs of $122M at a 1.65% annualized rate; 30+ day performing delinquencies of $3.86B at 4.32%; nonperforming loans of $546M at 0.61%.
Investor Takeaways
- Track subsequent monthly charge-off and delinquency metrics for changes in credit performance across the card and auto portfolios.
The summary is written by an AI model reading the filing.
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