Capital One 8-K
Domestic credit cards have higher charge-off rates than auto, but auto loans have higher 30+ day delinquency rates.
Filed 2026-09-14 17:32 ET
- 7.01 Regulation FD Disclosure
- 9.01 Financial Statements and Exhibits
Summary
August 2026 monthly credit-card and auto loan performance metrics. The filing reports loan balances, net charge-offs, delinquencies and auto nonperforming loans, offering a monthly view of credit performance.
Key Figures
- Credit card, domestic: average loans held for investment $257B; period-end loans $261B; net charge-offs $892M at a 4.16% rate; 30+ day performing delinquencies $9.30B at 3.57%.
- Auto: average loans held for investment $91.2B; period-end loans $91.9B; net charge-offs $126M at a 1.66% rate; 30+ day performing delinquencies $4.17B at 4.54%; nonperforming loans $572M at 0.62%.
- Net charge-off rates are annualized; delinquency and nonperforming loan rates use period-end loans.
Investor Takeaways
- Track the next monthly disclosure for changes in charge-off and delinquency rates across credit card and auto loans.
The summary is written by an AI model reading the filing.
Model 005 · prompt 01d34d48e3