Capital One 8-K

Domestic credit card net charge-offs at 3.66%; auto 30+ day performing delinquencies at 4.64%

Filed 2026-10-20 16:06 ET

Summary

September 2026 monthly charge-off and delinquency metrics. Capital One reported average and period-end loans held for investment alongside charge-offs, delinquencies and nonperforming loans.

Key Figures

  • Domestic credit card: average loans held for investment $257.7B; period-end $260.3B; net charge-offs $787M (3.66%); 30+ day performing delinquencies $9.74B (3.74%); nonperforming loans: N/A.
  • Auto: average loans held for investment $92.5B; period-end $92.9B; net charge-offs $125M (1.62%); 30+ day performing delinquencies $4.31B (4.64%); nonperforming loans $603M (0.65%).

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